The latest issue of the Retiree Guardian has been posted to the front page of our website. You can also find it directly here – Click to access RG-CTl-2025-Issue-4-website.pdf
CTLretirees
Longevity
The following is a repeat of the first page of the last Guardian newsletter. It is for all legacy members and subscribers. We feel the need for member/subscriber input or response is […]
Medicare Scams and How to Watch Out for Them
– By Barbara Wilcox, SHIP Counselor – Have you ever received a phone call from someone who claims to be from Medicare or “the government” who says they need your Medicare number […]
It seems that everything just keeps changing –
Recently I was reflecting on how the telephone business has changed over the years. Growing up in rural Northwestern Minnesota in the 1940’s I remember the telephone service we had on the […]
Lumen Technologies’ CEO on ‘playing to win’ after its $6B deal with AT&T
An interview with Kate Johnson, CEO of Lumen Technologies. “We carry the weight of the past as we build the future.” Read the full story at SEMAFOR – https://www.semafor.com/article/06/26/2025/lumen-technologies-ceo-on-playing-to-win-after-its-6b-deal-with-att
2026 HRA (Health Reimbursement Arrangement)
The majority of our members receive an HRA benefit from Lumen. This plan started in 2012 and was initially guaranteed until April 2017. In 2013 the craft plan was included in the […]
2025, Issue 3, Retiree Guardian
The latest issue of the Retiree Guardian has been posted to the front page of our website. You can also find it directly by clicking on the image, below.
Your Medicare Rights
By Barbara Wilcox, SHIP Counselor As many years as I’ve been on Medicare, and as many years as I’ve been a SHIP counselor helping others who are on Medicare, I hadn’t stopped […]
Contact your Beneficiary and Family Centered Quality Improvement Organization (BFCC-QIO)*
By Barbara Wilcox Advocates work by phone with Medicare beneficiaries, family members, or other representatives to resolve complaints quickly. Immediate advocacy can address many types of problems. Area BFCC-QIO Phone States1 . […]
Medicare 101 Webinar Series Updates
Hosted by DRCOG/SHIP Program and Lumen Knowing the facts about Medicare and how it may factor into your future is important to your overall retirement plan. Join these quarterly 60-minute Medicare webinars […]



