Originally published in the 2025, Issue 1, Retiree Guardian By Greg Snyder A few times every year I get a help request from someone who’s had a relative that worked for the […]
Reimbursements for Health Care Costs (Revised Feb. 8, 2025)
By Barbara Wilcox The procedures for reimbursements from Lumen for your health care costs depend on when you retired. Pre-1991 and ERO-1992 Retirees Lumen reimburses Pre-1991 and ERO-1992 Retirees for the Medicare […]
Medicare: What’s New in 2025?
By Barbara Wilcox, SHIP Counselor (Updated 1/10/2025) The biggest changes in 2025 that affect the most people are in Medicare prescription drug coverage. There is a new $2000 annual cap on out-of-pocket […]
Medicare Costs in 2025
By Barbara Wilcox, SHIP Counselor Medicare costs are increasing again in 2025. The good news is that we got a 2.5 percent cost-of-living adjustment (COLA) in our Social Security benefits for 2025. […]
2025, Issue 1, Retiree Guardian
The latest issue of the Retiree Guardian has been posted to the front page of our website. You can also find it directly by clicking on the image, below.
CLEC VERSUS ILEC
Originally published in issue 3, 2024 of the Retiree Guardian By Clyde Just In the last issue, I wrote an article that explained the key issues that impacted the eight companies that […]
Volunteer Opportunities
YOU Could Become a SHIP Counselor Barbara Wilcox, SHIP Counselor If you have been reading The Retiree Guardian, you know that I am a SHIP Counselor. You know that I write articles […]
2025 HRA UPDATE
The vast majority of our (Post-90 retirees) readers receive an HRA benefit from Lumen. This benefit was implemented for management in 2012 and was initially guaranteed until April 2017. It has been […]
All About IRMAA (Income-Related Monthly Adjustment Amount)
All About IRMAA By Barbara Wilcox, SHIP Counselor People who are in higher income brackets have to pay more for their Medicare Part B and Part D premiums than people who are […]
What Happened to the Bell System after Divestiture?
What Happened to the Bell System after Divestiture? By Clyde Just In the first issue of our newsletter this year you read an article by Cindy Hadsell concerning the happenings of the […]
